Commercial Lending Platforms to Innovate Your Lending Business
Learn more about how these four innovative commercial lending platforms are revolutionizing the lending industry as we know it and how each can save significant time and money for your business.
Maximize Growth: The Positive Impact of Commercial Bank Acquisitions on Your Lending Business
Commercial lending is one of the most important aspects of any financial institution. Through this lending practice, banks can provide much-needed capital to businesses to help them grow and expand. Whether it’s acquiring a company that provides financing for small businesses or a fintech startup with cutting-edge financial statement spreading software, commercial bank acquisitions are one of the best ways to grow a commercial lending portfolio successfully.
Real Estate Insights: 4 Key Takeaways on the State of the Market
If you are a lender wondering about the state of the real estate market, there is a lot to be aware of in 2022. With little doubt that the economy is heading toward a recession, the real estate market will be affected in numerous ways.
5 Recent Bank Acquisitions Lenders Should Know About
Discover five of the most recent bank acquisitions and explore some of the details regarding how and why they happened.
Tax Form 1120-S Explained
If you’re a commercial lender, you know the challenge of explaining the tax form 1120-S to potential borrowers. This document can be confusing, and it’s often hard to find the right words to help people understand. But with just a bit of help, you’ll be able to complete it like a pro.
Commercial Loans and Automation Explained
Commercial loans are a vital part of the business financing landscape. But what exactly are they? This article will explain everything you need to know about commercial loans, from what they are to how automation can take your lending process to the next level.
Tax Return Spreading for Commercial Loans
Any underwriting process related to a commercial loan will likely involve one important document— the tax return. In tandem with other business statements, this highly relevant document helps lenders determine the viability of a borrower as a candidate for a loan.
Master Income Statements in Commercial Lending
In terms of internal financial documents, lenders may want balance sheets and cash flow statements, but they will likely always ask for one document, in particular — the income statement.
Do Your Automated Underwriting With FlashSpread
The underwriting process is at the heart of the lending process. As an underwriter, you engage in detailed work that involves verifying income, assets, debt and property details in order to ensure that a deal is as valuable and secure as possible for your financial institution.
Empowering Your Defense: Preventing Lending Fraud with the Right Digital Solutions
Lending fraud is a growing trend, and one that is costing both large and small financial institutions. Everyone from the local credit union to large banks is feeling the sting. Small and mid-sized business fraud has increased almost 7 percent since 2020, and costs related to fraud are highest for companies in fintech.