Digital mortgage blog

The global cash flow serves as a tool that breaks down barriers, revealing the amount of money available to bankers once the individual's and the company's fundamental needs have been met.

In this article, we will explore the advantages of working with an SBA Preferred Lender and the key differences between PLP and CLP lenders.

Discover how fintech advancements have streamlined loan processes while CDCs/CDFIs play a crucial role in supporting underserved communities. Learn how the 504 loan program facilitates access to affordable capital for small businesses, bridging the lending gap with personalized guidance and community-focused support.

The National Association of Government Guaranteed Lenders (NAGGL) Spring Conference recently brought together lenders, regulators and technology providers to discuss the latest developments in commercial lending. 

Manual tax return spreading is a laborious and time-consuming process for commercial lenders. Historically, underwriters would spend hours transferring a company’s financial records into spreadsheets. This process, called spreading, would take up a majority of an underwriter's time, resulting in slow decision times and room for error.

In short, financial statement analysis is a crucial part of your job as a commercial lender. By carefully reviewing financial statements, comparing planned and actual performance, and looking at industry comparisons, you can make more informed lending decisions and help ensure the long-term success of your borrowers.

Let’s look at the 7 most common types of data extraction, how they work, and where they can be applied.

If you're in the commercial lending business, then you know that delegation is paramount to success. From keeping track of clients to managing payments, there's a lot to stay on top of. Fortunately, technology has been kind, and commercial lenders now have a whole set of tools to help make their lives easier.

4 tips for commercial lenders to get ahead of the competition

As the digital world continues to evolve, customer experience (CX) is becoming increasingly important as a key differentiator. In fact, it can easily replace products and prices. However, there's often a big gap between how companies say they prioritize CX and what actually happens. Why does this disconnect exist, and how can new technology -…

Explore how data is accelerating SMB success.

Discover FlashSpread’s leading automated financial statement spreading software and learn how it can be a significant benefit for your lending business.